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Posted on 09 April 2019 No comments

Nakahiram si Vivian ng $20,000 mula sa isang pautangan gamit ang landline ng isa niyang kaibigan para makapangutang, pero ang kapalit nun ay nakihati sa pera ang nagpahiram ng numero ng telepono.

Maganda ang naging usapan nila na babayarin nila sa loob ng isang taon ang perang nahiram.

Ngunit nung malapit na silang magbayad sa unang buwan pa lamang ay hindi na mahagilap ni Vivian ang kaibigan.

Blocked na siya sa Facebook page nito at di na matawagan ang mobile niya. Lahat ng contact niya sa kaibigan ay naka block na rin.

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Naalarma ngayon si Vivian kaya kinausap niya ang mga kamag-anak ng kaibigang nakipangutang sa kanya, at sinabihan siya ng mga ito na na-terminate na ang hinahanap niya at umuwi na sa Pilipinas.

Hindi naniwala si Vivian sa mga pinapalabas na alibi kaya kinausap niya lahat ang maaring nakakakilala sa kahati para maiparating sa kanya na kailangan na nilang magbayad.

Sabi naman daw ng isang kaibigan nito na huwag na lang niyang isipin ang utang, pabayaan lang daw niya ang mga kolektor at kung ma-terminate siya ng dahil dito ay maghanap na lang siya ng bagong amo.

Lalong uminit ang dugo ni Vivian sa narinig.

Sa kanyang determinadong pagsasaliksik ay nalaman ni Vivian na ang lumoko sa kanya ay may atraso na rin pala sa dating grupo.

Marami din daw ang nagpaniwala sa kanyang pagpahiram ng telepono kunyari para makautang.

Nang matantiya niya na wala siyang aasahan na ibalik kusa ng umutang ang kanyang pera ay inilapit na niya ang problema sa Konsulado.

Pinagharap sila doon, at pinapangako ang may atraso na hindi na muling tatakasan pa ang utang.

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Ang problema ni Vivian ngayon ay kung magbabayad pa kaya ito sa mga susunod na buwan hanggang matapos ang kanilang kontrata?

Pangako niya sa sarili ngayon na hindi na mangungutang at hindi na daw siya magtitiwala kaagad sa mga mapagkunwaring mga mabait na kaibigan, yun pala ay sila ang magpapahamak sa kanya.

Kaya payo niya na huwag na huwag basta magtitiwala ng ganoon na lamang. – Marites Palma

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Philippine folk dances light up HK Flower Show

Posted on 07 April 2019 No comments

Dancers put on blindfolds before dancing the Tinikling,

Amid the scorching heat of the sun, nine cultural dances from the Philippines were performed at the 2019 Hong Kong Flower Show at Victoria Park Causeway Bay on Mar 17.

The performers were led by Marie Velarde of the Tinikling Group of Migrants. Her group danced the Subli, Sakuting, Binuyugan, Binasuan, Itik Itik and the world-famous Tinikling, which Velarde often performs with blindfold.

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Other organizations which joined the show were the Panay Overseas Workers Association, which did Tiklos; One Negros- Maskara Festival dance and the United San Manuel Isabela Association, La Jota Isabela. – Marites Palma
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Mas madali nang tawagan ang mga advertiser natin dito. Pindutin lang ang kanilang ad at lalabas ang automatic dialer. Isa pang pindot ay matatawagan mo ang advertiser na hindi na kailangang i-dial ang numero nila. I-try mo!

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Financial independence given focus in workshop

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Learning is fun when there is some physical activity.

You work and save not just for your family and other dependents, but also for yourself.

This was the message learned by many of the migrant workers who attended the latest financial literacy seminar held by Card Hong Kong Foundation on Mar 24 at the Philippine Overseas Labor Office in Wanchai.

One of the main topics in the workshop was debt management, or how to control your spending so you don’t spend much of your time working to pay off loans.

From the sharing with participants, it appeared that many Filipino migrant workers are still trapped in the debt cycle. The seminar helped them realize that they have to get out of that trap so that they can prepare for a better future not just for their future, but also for themselves.

They were taught not to leave their own future at the mercy of other people, including their own children. Saving up for retirement was one of the key lessons they learned from the workshop.

Among those who felt they benefited from the workshop was Ruth Bautista, a 58-year-old mother who raised her three children all by herself. She shared how devastated she was when her husband left her so that she was forced to provide for their children, alone.

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Through sheer hard work she managed to send two of her children through college, while the third is working with her in Hong Kong.

“I learned a lot from this seminar, now I can prepare for my retirement,” Bautista said.

It was not easy sailing for her back then, when she was tricked by someone she thought was a friend. After giving her full attention on their days off, this friend asked Bautista to act as guarantor for a $10,000 loan from a financing company. But shortly after that, this person disappeared, leaving her saddled with debt and with three children to feed.

“I was nearly terminated because the financing company would always call me at home (when I could not pay the monthly amortization on time) so my boss learned about it. I ended up paying for it all because I was the guarantor.”

Looking back, she said one of the lessons she learned was not to trust too quickly, especially people who are overly nice to you. “Kaya pala ang bait sa akin, may balak palang utangan at takbuhan ako,” she said.

Another participant who was happy to have joined the Card seminar was Vilma Fabricante, 42, a single mother who raised all of her four children by herself. Three of them have already graduated from college, while the youngest is still at school, taking up aeronautical engineering.

Though adept at managing her income, Fabricante was set back once by the failure of an agri-business she funded partly with money borrowed from her employer.

With what she learned from Card, she said she is more confident now about saving enough to secure her future.

“I’ve learned a lot from my failures. After joining this workshop, I know I will now have to spend my money wisely and set priorities to achieve my goals. I hope to be able to go home for good by the end of this year after 15 years of working here.”

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Fabricante said that although she was previously a Card member, the workshop helped refreshed her memory about how to achieve her goals. “I will recommend this workshop to my friends,” she said.

Another participant was Genie Sacla, leader of the Suyo, Ilocos Sur Association in Hong Kong. She joined the workshop to comply with her group’s rule requiring members to undergo a workshop on financial literacy before they can join an internal micro-lending program.

All the 52 participants in the latest workshop formed batch 54, and will be receiving certificates of completion on May 19, along with the members of the previous batches this year.

To join Card’s next fin-lit seminar, please call 5600 2526, 68481641, 54238196 or like the FB page, Card Hong Kong Foundation, and register. – George Manalansan

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I-TRY MO ITO, KATRIBO!
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Sagad na ang pasensiya

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Nasagad na ang pasensiya ni Carla, 40, sa kanyang amo nang muli silang magbangayan tungkol sa perang pamalengke.

Ayon kay Carla, matagal na niyang tinitiis ang mga pasaring ng amo tuwing humihingi siya ng pamalengke.

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Nandiyan daw kapag siya ay humihingi ng perang pamalengke ay ay napapamulagat ang kanyang among bruha at sabay sabing “No more so fast”?

Kulang na lang daw sabihing kinupit niya.

Ani Carla: “mantakin mong bigyan ka ng $500 sabay may pa dryclean, pagkain ng aso at kung ano-ano pa hindi naman para sa pagkain, pagkatapos nagugulat so fast”?

Napundi daw si Carla kaya kinuha ang noteboook na listahan at ibinagsak sa mesa nang may pagtitimpi pa rin, pero nakita ng kanyang amo.

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Pagkatapos ay nag-usap sila ng masinsinan.

Kabilang sa mga iminungkahi niya sa amo ay ang ipagbukod na siya ng pagkain kung sa bahay sila maghahapunan.

Sinabi naman ng amo na kapag may iba pang kailangang bilhin ay kay “sir na siya humingi.

Kakarampot na nga ang suweldo ko, gusto pa nila na magpaluwal ako palagi, sabi ni Carla.

Naikuwento niya sa mga kapwa Bicolana ang tungkol sa kanyang amo at may ilan na nagsabing likas daw sa mga Intsik ang mahigpit sa budget.

Pero meron din naman na mahilig lang magpalista ng mga binibili para magabayan na din ang kasambahay kung paano pagkasyahin ang perang ibinibigay sa kanila.

Dahil sa kanyang pag-alma ay nawala na daw ang pagkasungit ng kanyang amo sa perang pamalengke, ayon kay Carla.

Kung hindi ito nagbago ay balak na niyang layasan kahit nakaisang taon pa lang ang kanilang kontrata. – George Manalansan

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I-TRY MO ITO, KATRIBO!
Mas madali nang tawagan ang mga advertiser natin dito. Pindutin lang ang kanilang ad at lalabas ang automatic dialer. Isa pang pindot ay matatawagan mo ang advertiser na hindi na kailangang i-dial ang numero nila. I-try mo!

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