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Bakit nababaon sa utang?

Posted on 28 January 2020 No comments

May nagtanong sa isang online group kung ano daw ang madalas na dahilan kung bakit may mga OFW na kabi-kabila na ang utang sa mga financing company (“bangko”), tapos may utang pa sa mga patubuan sa labas kaya mas lalong nababaon sa utang. 

Marami ang nagsabing huwag na lang pakialaman ang nasa ganitong sitwasyon, pero meron din nagbigay ng iba-ibang dahilan, mula sa sobrang luho o yabang, ayaw malamangan, o inaako ang lahat ng gastusin ng pamilya.

Susog ng isa, yung iba daw kasi ay umuutang ng sobra sa kakayahan nilang magbayad, kaya kapag hindi na kinayang bayaran ang isang utangan ay lalapit sa iba pa.

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Isa sa mga nagkomento ang nagsabi na isang malaking dahilan ang mga tao na hindi marunong humarap sa responsibilidad.

Sila yung nangungutang at iniiwan ang “kawawang reference” para magbayad.

“Sana mawala na ang ganitong kaugalian ng mga OFW dito sa HK,” sabi niya. “Sana maging responsableng mangungutang naman po para di tayo nakakaagrabyado ng kapwa.”

Ayon naman sa isa pa, marami ang nababaon sa utang dahil pinapasan lahat ang responsibilidad sa pamilya.

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Mern yung sunod-sunod ang trahedya sa pamilya, at walang inaasahan ang lahat kundi siya. Ang masaklap lang, sabi niya, kulang pa ang sahod nila para pambayad sa utang.

“Unawain na lang po natin sila.. Pasalamat tayo dahil hindi tayo ang nasa ganung sitwasyon.” Sabi naman ng isa, hindi naman masama ang mangutang, basta huwag lang tatakbuhan. Sinang-ayunan naman ito ng isa pa, na nagsabing,

“Tama, ang pera kikitain mo pa, pero kapag tiwala ang nasira, mahirap na ibalik.”



Ibinahagi naman ng isa na tuwing may biglaang pangangailangan ang pamilya niya sa Pilipinas ay doon sa isang tita niya tumatakbo para mangutang kaya hindi nababawasan ang suweldo niya buwan-buwan.

Iyon nga lang, siya lang din ang nagbabayad ng mga utang na ito.

Sagot naman ng isa pa, buti daw at may iba silang natatakbuhan, at mabuti na doon na lang sila magkautang sa Pilipinas kaysa dito sa Hong Kong kasi “tiyak, magugulo ang mundo mo.”
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Deaths from coronavirus spike by 40% as experts say infected cases now at 44,000

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By The SUN


The intensive care unit at Zhongnan Hospital in Wuhan (AP Photo)

The death toll from the rapidly spreading coronavirus that started in the Chinese city of Wuhai topped 800 today, Jan. 27, a rise of more than 40% in just 24 hours.

The rate of infection is also climbing fast, with the Chinese government reporting more than 2,800 confirmed cases, a significant increase from the 2,000 cases reported the previous day.

But what is often not reported is the actual number of patients in Wuhan, the center of the epidemic which has been locked down for the past five days.
According to a report from the South China Morning Post, academics from the University of Hong Kong have estimated that the number of patients in Wuhan had already reached a staggering 43,590 by last Saturday. 

Using mathematical extrapolations, the experts say the number of infected cases would double in 6.2 days.

That would make the novel coronavirus far more infectious than Sars (severe acute respiratory syndrome), which afflicted more than 8,000 people across China, and killed about a tenth of them. Hong Kong was among those severely hit, with 299 deaths.
Mainland officials now say that unlike Sars, the Wuhan coronavirus which causes pneumonia, is infectious even during the incubation period, which could last about 14 days.

The Hong Kong experts warned a pandemic might be close because human-to-human transmission is already happening in major mainland cities.

So far, all the confirmed cases both in China and other parts of the world involve patients who had been to Wuhan.



Hong Kong has eight confirmed cases of infection.

As of midnight last night, the city has banned the entry of all Hubei residents and those who had visited the Chinese province in the past 14 days. Returning local residents are exempted.

Macau, which has 7 confirmed cases,  has adopted a firmer stance, announcing that about 1,100 Hubei visitors in the city would have to return to the mainland or be quarantined.

Several countries, including the United StatesAustralia and Russia, are planning to evacuate their nationals from Wuhan where everyone is virtually quarantined because of the lockdown.

But the Philippines, which has an estimated 200,000 nationals working in China, both legally and illegally, has no plans for a mass evacuation.

Presidential spokesman Salvador Panelo also said in a radio interview that the government cannot force Filipinos working there to leave their jobs.

“If they feel that they are safe, hindi mo mapapaalis yun doon, kasi livelihood nila yun,” he said.

The Philippine government has, however, asked more than 600 Chinese nationals from Wuhan who managed to fly into the Philippines just before the lockdown to return home as a precautionary measure.

Many of them had flown direct from the central Chinese city to Kalibo in Aklan, a major gateway to the famed Boracay island.

Some of the Wuhan tourists who were sent back to the Mainland by the Philippine govt (photo by Epoch Times)

Among the confirmed cases in Hong Kong is a visiting couple from Wuhan who had stayed with their daughter in Ma On Shan before falling ill  

The couple’s daughter and her Filipina domestic worker were both quarantined at the Lady MacLehose HolidayVillage in Sai Kung on Jan 25 as a result.

According to Consul General Raly Tejada, the Filipina has remained asymptomatic since.

“We are hoping she remains healthy and eventually released,” ConGen Tejada has said.

The Hong Kong Health Department reportedly told the Consulate that the worker will stay in quarantine, and no test will be done on her, although her body temperature will be monitored regularly.

“If nothing happens in 14 days, she may leave QC (quarantine camp). If she turns to have fever or other symptoms, she will be sent to hospital for hospital treatment,” said the message.

“Most importantly she is not a patient but just a confinee. We will send updates soonest if any.”
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No Filipino among coronavirus cases in China, says Phl ambassador

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By Daisy CL Mandap

No Filipino so far has been sick of the coronavirus, says Ambassador Sta Romana

The Philippine Ambassador to China, Jose Santiago Sta. Romana, has said no Filipino has been stricken by the deadly novel coronavirus that originated in Wuhan city.

“No report of a Filipino in China infected by the novel coronavirus thus far,” he said in an online message late on Jan 26.

But he said the Philippine Embassy in Beijing is closely monitoring the situation, and advised Filipino nationals who want to be evacuated from the stricken areas, particularly Wuhan, to contact the nearest consulate in Shanghai, +86 139 1747 7112.

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Ambassador Sta Romana also says there is as yet no plans to evacuate Filipinos from the blockaded city.

"We are closely assessing the situation of Filipinos in Wuhan in coordination with the Shanghai Consulate and DFA (Department of Foreign Affairs). All options are under discussion, no decision yet tonight," he said in his message.

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Embassy records show only four registered Filipinos in Wuhan. The actual number, however, could be far higher, as many Filipinas are known to work there illegally as domestic workers.

One of them, Malou G., told The SUN in an online message that she and two other Filipinas managed to flee Wuhan the night before the city, along with most parts of Hubei province, were locked down in a bid to contain the spread of the virus.
All roads leading to Wuhan are closed (credit to the owner)

Malou said she and her friends got scared when the police told them they would all be moved to one place and wouldn’t be let out until Feb. 3

“Gusto po nila kami isama sa isang building na pinaglagyan sa mga tao pero hindi namalayan ng mga pulis na naka exit kami, ma’am. Bawal po kasi ang lumabas sa mga province.”

Luckily, she said one of her friends who works as a teacher in the city, managed to get them high speed train tickets to Shandong. They left Wuhan at 9pm on Jan 22, then caught another train to Beijing where they are now staying.



She said Wuhan was already a virtual ghost town when they left, with most people either in hospitals or holed up at home, afraid of being infected.

She also related seeing several people, apparently sick, suddenly crumpling to the ground where they would be later picked up by ambulances.

“Parang ‘Train to Busan’, maam”, she said, referring to the hit Korean movie that centered on a group of terrified train passengers running away from a countrywide viral outbreak that turned the afflicted into zombies.

She also confirmed the presence of many foreigners in Wuhan, including Filipinas like her who work secretly as domestic helpers. “Marami pa sila sa Wuhan, ma’am,” she said.

Malou related that their employers had let them go a week before their escape. They were provided accommodation by the coordinator of an international school, but they survived by mostly eating porridge.

Shortly afterwards she said chaos erupted, with the wet markets being ordered to discard their products, and residents told they would be put in isolation.
Wuhan is a virtual dead city, says Malou (Credit to owner)

One of her friends who remained in Wuhan later told her they were “ok” as they were rescued by a certain “Ma’am Lalaine” who managed to get help from the Consulate in Shanghai.

While fearful of her safety, Malou does not seem inclined to return to the Philippines just yet, clearly hoping she and her friends would soon be able to ride out the storm sparked by the deadly virus.

Escaping the lockdown and the contamination itself are enough to give her hope.

“Malakas siguro resistensya ko,” she mused.


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