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Helper jailed 4 weeks for using invalid contract to borrow $21k

09 March 2021

By Vir B. Lumicao 

The Filipina helper was arrested while processing a new work contract at Immigration

A Filipina domestic helper was sent to prison for four weeks on Tuesday, Mar 9, after she pleaded guilty to fraud for taking out a $21,000 loan from a lending firm in 2018 by using a terminated contract as supporting document.

S.C. Bornea, 48, admitted a charge of “obtaining pecuniary advantage by deception” when she appeared in Eastern Court this morning before Magistrate Peter Law.

Pindutin para sa detalye
 

The prosecution said that Bornea went to the Prime Credit office at Euro Trade Centre, Des Voeux Road Central, on Oct 10, 2018 and applied for the loan. She presented a work contract to support her application which turned out to be no longer valid.

The company approved the loan and paid her $21,000, which she was supposed to repay in 12 monthly installments of $2,076 each.

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After paying the first installment on Nov 10, 2018, the defendant missed her second payment on Dec 18 that year and then disappeared.

The lender then got a call from Bornea’s employer saying she was dismissed at the end of September 2018. The case was reported to the police.

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It turned out Bornea had gone back to the Philippines, but she returned to Hong Kong in December last year after being hired by a new employer. However, she was again fired after only two days.

She found another employer and was processing her new employment contract at the Immigration Department when she was arrested.

PINDUTIN PARA SA DETALYE

Further investigation showed that despite not being in Hong Kong, the helper had made three repayments to Prime Credit in 2019 totaling $3,000: the first on Feb 18, another on Sept 1 and the third on Nov 5.

 

After her arrest, Bornea fully repaid the loan. But she was still charged with deception on Feb 8.

In mitigation, the defense counsel said Bornea’s father died in hospital in June 2018. The family needed money to pay his bills, so she was forced to take out a loan and go home.

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