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| The District Court is housed in this building in Wan Chai |
A Filipina who appealed a District Court ruling that granted a money lender’s right to collect overdue repayments to two loans plus interest, found herself facing a much bigger bill after the court today rejected her two appeals.
Deputy District Judge Louise Chan said Gilda H. Delay’s grounds of appeal were mostly a replay of her case and evidence
in the two cases that were heard together, “and one must remember Delay did not give
evidence in the trial but attempted to introduce all evidence from a hearsay
perspective from one TamAng.”
She added: “Since most of the points raised by Delay in her
Grounds of Appeal, written submissions and oral submissions were simply
regurgitation of her earlier submissions for the Trial, I do not consider that Delay has any reasonable chance of
success in appealing against any of my primary findings of facts as the
Judgment has already provided all the weighing exercise and considerations I
made before coming to my decision.”
With the ruling, not only is Delay liable to pay Pacific Ace
Finance Limited $1,442 and
$8,250 as the unpaid principal for the two loans she took out with co-borrowers
Andrenee Villasfer and Rosalina Villasfer, who have since both left Hong
Kong, she must also pay default interest amounting to $3,117.56 and $25,007.67, plus the interest on both loans from
the date of judgment until payment.
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| Basahin ang detalye! |
And
since she lost in court, Delay is also liable to pay the legal costs of Pacific
Ace: $530,000 for its solicitors plus an order nisi of $47,523 for the appeal, which will become final unless
amended within 14 days.
The two cases were money lenders’ actions, in which Pacific Ace tried to
recover the principal sum with interest of two loans.
“In my
Judgment (handed down on July 10, 2025), I found in favor of P (Pacific Ace),”
Judge Chan said.
Delay took
out two summonses
for these cases on Aug. 6, 2025
for leave to appeal.
See previous news story here: https://www.sunwebhk.com/2025/07/money-lender-wins-collection-suit-vs-3.html
