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3 FDHs warned for using employers’ data to obtain loans

25 August 2026

 

Chung says the FDHs were not prosecuted but have since been sacked

The Office of the Privacy Commissioner for Personal Data has disclosed issuing warning letters to three domestic helpers after they used their employers’ personal details without consent to secure loans from financing companies.

Privacy Commissioner Ada Chung said the three were not prosecuted, but told to comply strictly with the law in future. They have all been dismissed by their employers since.

Chung said the letters were sent out after the employers complained to the PCPD. A total of 21 inquiries and complaints were made with the privacy watchdog in the first half of the year by employers regarding the improper use of their personal data by their helpers.

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In one of these cases, a helper borrowed from four different financing companies, and after failing to pay off her loans, her employer received phone calls and text messages from all four money lenders within the same day, demanding repayment.

In two of the cases, the employers were called up four times in a day to remind their helpers to pay up.

In another case, the employer was warned that debt collectors would be sent to their home if the outstanding balance was not paid.

Chung said that using an employer’s personal information for loan applications has no connection to the employment relationship. As such, all three helpers had breached the Personal Data (Privacy) Ordinance. 

Under the Ordinance, disclosing someone else’s personal information without consent could result in a maximum fine of up to HK$1 million and two years in prison.

The privacy watchdog reminded FDHs that they must secure explicit consent before using their employers’ personal data, and not use these arbitrarily.

Employers for their part are advised to carefully review any documents presented to them by their domestic helpers before signing.

With the stricter regulations for unsecured loans that took effect from this month, Chung said she hopes the number of cases involving breach of employers’ data for loan purposes would drop significantly.

 

 

 

 

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